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保賠保險合同法律制度研究

發(fā)布時間:2018-07-21 09:21
【摘要】:保賠保險,是指船東根據(jù)保賠保險合同的約定,向保賠協(xié)會支付會費,保賠協(xié)會對入會船東所有(或者租用、管理)的船舶的潛在責(zé)任風(fēng)險、與營運有關(guān)的可能的損失以及由此引起的費用所提供的保障與賠償。保賠保險是一種特殊的海上保險,伴隨著海上風(fēng)險的增加和海上責(zé)任制度的發(fā)展,它在海上保險中的地位日益突出。但是,各國立法對保賠保險的規(guī)定很不完善,理論上對保賠保險制度作專門研究者亦很少見。有鑒于此,本文選取保賠保險制度中的一個核心問題——保賠保險合同作為題目加以研究,希望通過考察各國(主要是英美法系國家)的立法和實踐,結(jié)合海上保險合同法的基礎(chǔ)理論,深化這一領(lǐng)域的研究,使我國的相關(guān)立法更趨于完善。 本文除導(dǎo)言和結(jié)語外,共分五章。第一章是關(guān)于保賠保險合同的概述,分別探討保賠保險的性質(zhì)、沿革,保賠協(xié)會的法律地位及作用,保賠保險合同的主體和內(nèi)容。保賠保險不同于一般的商業(yè)保險,最根本的一點就在于保賠保險是一種互保性的保險。保賠協(xié)會是保賠保險的提供者,是由船東自治、自享而形成的聯(lián)盟,是航運業(yè)的一個偉大創(chuàng)舉。保賠協(xié)會在性質(zhì)上屬于保險法上的相互保險社,它對海上貨物運輸、船舶污染、海難救助等海上責(zé)任制度的發(fā)展具有重要影響。保賠保險合同是保賠協(xié)會與會員之間以保賠保險為目的而訂立的合同,它不是一個單一的合同文本,而是由包括入會證書、協(xié)會章程、協(xié)會規(guī)定、保險條款等諸多文件構(gòu)成的一個整體。其中入會證書是保賠保險合同的證明,而協(xié)會保險條款則是保賠保險合同的核心。 第二章論述保賠保險合同的性質(zhì)和海上保險法對保賠保險合同的適用。保賠保險合同的性質(zhì),是確定可適用法律的基礎(chǔ)和前提。保賠保險合同雖名為保險合同,但關(guān)于其性質(zhì)的追問,在理論和實務(wù)界一直都沒有停止過。一般而言,保賠協(xié)會與會員之間的安排構(gòu)成保險合同,但是,風(fēng)險延展條款下的安排除外,因為在該種情形下,會員對保賠協(xié)會不具有法律上的請求權(quán),保賠協(xié)會僅在特定的情形下考慮是否給予寬限支付。在保賠保險合同下,保賠協(xié)會主要是為會員船東在海上經(jīng)營中所面臨的潛在責(zé)任風(fēng)險和
[Abstract]:P & I insurance is defined as the potential liability risk of a ship owned (or chartered or managed) by the IPA to pay a membership fee to the PIA in accordance with the provisions of the PICC contract. Possible losses related to operation and the protection and compensation of the resulting costs. With the increase of marine risk and the development of marine liability system, the position of insurance is becoming more and more prominent. However, the regulations of the national legislation on the insurance are not perfect, and it is rare to make a special research on the insurance system in theory. In view of this, this paper chooses the insurance contract as a key issue in the insurance system, hoping to study the legislation and practice of various countries (mainly common law countries). Combined with the basic theory of marine insurance contract law, the research in this field is deepened, which makes the relevant legislation of our country more perfect. In addition to the introduction and conclusion, this article is divided into five chapters. The first chapter is an overview of the insurance contract, which discusses the nature, evolution, legal status and role of the insurance association, the main body and content of the insurance contract. Insurance is different from general commercial insurance, the most fundamental point is that insurance is a kind of mutual insurance. The Protective and Indemnity Association (PIA) is an alliance formed by shipowners' autonomy and self-interest, which is a great innovation of the shipping industry. The Society for the Protection and Indemnity belongs to the mutual insurance society in the law of insurance, which has an important influence on the development of marine liability system such as the carriage of goods by sea, the pollution of ships, the salvage of ships, and so on. The PICC contract is a contract concluded between the PICC and its members for the purpose of insurance-indemnity insurance. It is not a single contract text, but is stipulated by the association, including the certificate of admission, the articles of association, and the association. A whole of documents such as insurance clauses. The membership certificate is the proof of the insurance contract, and the insurance clause of the association is the core of the insurance contract. The second chapter discusses the nature of the insurance contract and the application of marine insurance law to the insurance contract. The nature of the insurance contract is the basis and premise of the applicable law. Although the insurance contract is called the insurance contract, the inquiry about its nature has never stopped in theory and practice. Generally speaking, an arrangement between the PICC and its members constitutes an insurance contract, with the exception of the arrangement under the risk extension clause, in which case the member does not have a legal claim against the PRI, The Protective and Indemnity Association considers whether to grant relief only in certain circumstances. Under the insurance contract, the association is primarily responsible for the potential liability risks faced by member shipowners in their operations at sea and
【學(xué)位授予單位】:武漢大學(xué)
【學(xué)位級別】:博士
【學(xué)位授予年份】:2005
【分類號】:D912.28;D913

【引證文獻】

相關(guān)期刊論文 前2條

1 劉暢;;船東保賠協(xié)會之先付原則與第三人直接訴訟——以英國立法與司法實踐為視角[J];廣西政法管理干部學(xué)院學(xué)報;2012年03期

2 胡曉雨;;《鹿特丹規(guī)則》對海上保險及相關(guān)法律規(guī)則的影響[J];中國海商法年刊;2011年03期

相關(guān)碩士學(xué)位論文 前7條

1 郝麗鑫;船東互保協(xié)會代位求償權(quán)法律問題研究[D];大連海事大學(xué);2010年

2 張麗芳;海上自愿責(zé)任保險第三人對保險人權(quán)利研究[D];大連海事大學(xué);2011年

3 陶海燕;保賠保險相關(guān)法律問題研究[D];大連海事大學(xué);2011年

4 武利海;海上強制責(zé)任保險第三人直接請求權(quán)問題研究[D];大連海事大學(xué);2011年

5 李杰;保賠保險與海上責(zé)任保險之比較研究[D];廣東外語外貿(mào)大學(xué);2007年

6 王曉怡;保賠保險法律問題研究[D];大連海事大學(xué);2008年

7 王寧;船舶保賠保險若干法律問題研究[D];大連海事大學(xué);2010年



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