產(chǎn)品責(zé)任保險及其對我國出口企業(yè)的影響分析
本文選題:產(chǎn)品責(zé)任 + 嚴(yán)格責(zé)任 ; 參考:《廣東財經(jīng)大學(xué)》2014年碩士論文
【摘要】:由于政策、監(jiān)管等原因,我國的產(chǎn)品責(zé)任保險發(fā)展緩慢。實際上,,產(chǎn)品責(zé)任保險,尤其是針對出口商品的產(chǎn)品責(zé)任保險,在我國仍屬于一個尚未完全開發(fā)的保險領(lǐng)域。實踐中,由產(chǎn)品缺陷而引發(fā)訴訟甚至高額賠償時有發(fā)生,影響了企業(yè)的正常生產(chǎn)與經(jīng)營。隨著產(chǎn)品責(zé)任賠償金額的增加以及產(chǎn)品責(zé)任風(fēng)險的加大,社會對產(chǎn)品責(zé)任保險的認(rèn)識與需求也將隨之加大。因此,系統(tǒng)地研究產(chǎn)品責(zé)任保險進(jìn)行顯得十分必要。 本文將從法律制度、公民法律意識等方面對我國的產(chǎn)品責(zé)任保險及其對出口企業(yè)乃至對社會經(jīng)濟的影響進(jìn)行探討。全文共分七個部分。第文章的一部分為緒論。第二部分介紹產(chǎn)品責(zé)任保險的理論基礎(chǔ),闡述產(chǎn)品責(zé)任保險的概念、功能以及與一般財產(chǎn)保險、信用保險的區(qū)別。第三部分分析我國產(chǎn)品責(zé)任保險的發(fā)展現(xiàn)狀及其存在問題,闡述產(chǎn)品責(zé)任保險對我國出口企業(yè)健康發(fā)展的重要意義,說明法律制度和人們對保險的認(rèn)識是影響我國的產(chǎn)品責(zé)任保險尤其是出口產(chǎn)品責(zé)任保險發(fā)展的重要因素。第四部分,作為借鑒,介紹和分析美國和歐盟產(chǎn)品責(zé)任及其法律制度的產(chǎn)生與發(fā)展。第五部分分析出口產(chǎn)品責(zé)任保險對我國的出口企業(yè)和對外貿(mào)易的影響,表明出口產(chǎn)品責(zé)任保險是保證國出口企業(yè)生產(chǎn)經(jīng)營穩(wěn)定的重要保障,也是保證我國經(jīng)濟增長的一個重要方面。第六部分基于前述各部分的分析,從完善法律制度、提高保險意識以及人才培養(yǎng)、保險管理等方面提出建議與對策。 最后,第七部分,是文章的結(jié)論與展望。健全產(chǎn)品責(zé)任及相關(guān)法律制度以及提高社會的風(fēng)險與保險意識,應(yīng)是當(dāng)前和今后較長時期的重要任務(wù)。隨著社會的進(jìn)步和經(jīng)濟的發(fā)展,產(chǎn)品責(zé)任保險必將得到長足的發(fā)展。產(chǎn)品責(zé)任保險一定是財產(chǎn)保險的一個重要增長點。
[Abstract]:Due to policy, supervision and other reasons, China's product liability insurance development is slow. In fact, product liability insurance, especially the product liability insurance for export commodities, still belongs to an insurance field that has not been fully developed in China. In practice, litigation and even high compensation due to product defects occur from time to time, which affects the normal production and operation of enterprises. With the increase of the amount of product liability compensation and the increase of product liability risk, the social understanding and demand of product liability insurance will also increase. Therefore, it is necessary to study product liability insurance systematically. This article will discuss the product liability insurance of our country and its influence on export enterprises and even on social economy from the aspects of legal system and citizen's legal consciousness. The full text is divided into seven parts. The first part of the article is an introduction. The second part introduces the theoretical basis of product liability insurance, expounds the concept and function of product liability insurance, as well as the difference between product liability insurance and general property insurance and credit insurance. The third part analyzes the current situation and existing problems of product liability insurance in China, and expounds the significance of product liability insurance to the healthy development of Chinese export enterprises. It shows that the legal system and people's understanding of insurance are the important factors that affect the development of product liability insurance, especially export product liability insurance. The fourth part, as a reference, introduces and analyzes the production and development of the product liability and its legal system in the United States and the European Union. The fifth part analyzes the influence of export product liability insurance on China's export enterprises and foreign trade, and shows that export product liability insurance is an important guarantee for the production and operation stability of export enterprises in the guarantor countries. Also is the guarantee our country economic growth an important aspect. The sixth part, based on the analysis of the above parts, puts forward some suggestions and countermeasures from the aspects of perfecting the legal system, raising insurance consciousness, training talents, and insurance management. Finally, the seventh part is the conclusion and prospect of the article. It is an important task to perfect the product liability and related legal system and to improve the social awareness of risk and insurance. With the social progress and economic development, product liability insurance will be greatly developed. Product liability insurance must be an important growth point of property insurance.
【學(xué)位授予單位】:廣東財經(jīng)大學(xué)
【學(xué)位級別】:碩士
【學(xué)位授予年份】:2014
【分類號】:F752.62;F842.69
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