甘肅省農(nóng)業(yè)保險(xiǎn)發(fā)展問題研究
本文選題:甘肅省 + 農(nóng)業(yè)風(fēng)險(xiǎn); 參考:《蘭州商學(xué)院》2013年碩士論文
【摘要】:農(nóng)業(yè)是國民經(jīng)濟(jì)的基礎(chǔ)產(chǎn)業(yè),其發(fā)展關(guān)系到農(nóng)村的穩(wěn)定以及國家經(jīng)濟(jì)的健康發(fā)展,但是農(nóng)業(yè)是弱質(zhì)產(chǎn)業(yè),容易受到各種自然的和非自然的風(fēng)險(xiǎn)影響,因此需要農(nóng)業(yè)保險(xiǎn)這樣一種能夠分散風(fēng)險(xiǎn)、分擔(dān)損失的機(jī)制。甘肅省是一個(gè)農(nóng)業(yè)大省也是一個(gè)自然災(zāi)害多發(fā)的省份,需要農(nóng)業(yè)保險(xiǎn)為甘肅省農(nóng)業(yè)的發(fā)展提供保障。但是甘肅省的農(nóng)業(yè)保險(xiǎn)發(fā)展較慢,因此對(duì)甘肅省農(nóng)業(yè)保險(xiǎn)的發(fā)展情況進(jìn)行分析,找出發(fā)展較為緩慢的原因,對(duì)促進(jìn)甘肅省農(nóng)業(yè)保險(xiǎn)的發(fā)展是很有意義的。 本文從農(nóng)業(yè)保險(xiǎn)的理論入手,經(jīng)過分析找出了甘肅省農(nóng)業(yè)保險(xiǎn)發(fā)展過程中存在的問題,如:有效需求不足、供給主體少、甘肅省經(jīng)營農(nóng)業(yè)的風(fēng)險(xiǎn)大等等,試圖在國內(nèi)外農(nóng)業(yè)保險(xiǎn)發(fā)展經(jīng)驗(yàn)的基礎(chǔ)上找出適合甘肅省農(nóng)業(yè)保險(xiǎn)的發(fā)展策略。農(nóng)業(yè)保險(xiǎn)的屬性決定了農(nóng)業(yè)保險(xiǎn)的開展離不開政府,,也不能單單依靠商業(yè)性保險(xiǎn)公司,因此甘肅省應(yīng)根據(jù)自身實(shí)際情況,繼續(xù)采取政府參與的農(nóng)業(yè)保險(xiǎn),可考慮“農(nóng)業(yè)保險(xiǎn)合作社+農(nóng)業(yè)企業(yè)+商業(yè)性保險(xiǎn)公司+政府”的發(fā)展模式,發(fā)揮各方的力量來共同發(fā)展農(nóng)業(yè)保險(xiǎn)。
[Abstract]:Agriculture is the basic industry of the national economy. Its development is related to the stability of the countryside and the healthy development of the national economy. However, agriculture is a weak industry and is vulnerable to various natural and unnatural risks. Therefore, agricultural insurance is needed as a mechanism to spread risk and share losses. Gansu Province is an agricultural province and a province prone to natural disasters. Agricultural insurance is needed to guarantee the development of agriculture in Gansu Province. However, the development of agricultural insurance in Gansu Province is slow, so it is significant to analyze the development of agricultural insurance in Gansu province and find out the reasons for the slow development. Starting with the theory of agricultural insurance, this paper analyzes and finds out the problems existing in the development of agricultural insurance in Gansu Province, such as insufficient effective demand, lack of main body of supply, large risk of managing agriculture in Gansu Province, etc. Based on the development experience of agricultural insurance at home and abroad, this paper tries to find out the development strategy of agricultural insurance in Gansu province. The nature of agricultural insurance determines that agricultural insurance cannot be carried out without the government, nor can it rely solely on commercial insurance companies. Therefore, Gansu Province should continue to take agricultural insurance with government participation according to its actual situation. We can consider the development mode of "Agricultural Insurance Cooperatives, Agricultural Enterprises, Commercial Insurance Company Government", and give full play to the strength of all parties to develop agricultural insurance together.
【學(xué)位授予單位】:蘭州商學(xué)院
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2013
【分類號(hào)】:F842.66
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