甘肅省農業(yè)保險發(fā)展問題研究
發(fā)布時間:2018-05-31 08:55
本文選題:甘肅省 + 農業(yè)風險; 參考:《蘭州商學院》2013年碩士論文
【摘要】:農業(yè)是國民經(jīng)濟的基礎產業(yè),其發(fā)展關系到農村的穩(wěn)定以及國家經(jīng)濟的健康發(fā)展,但是農業(yè)是弱質產業(yè),容易受到各種自然的和非自然的風險影響,因此需要農業(yè)保險這樣一種能夠分散風險、分擔損失的機制。甘肅省是一個農業(yè)大省也是一個自然災害多發(fā)的省份,需要農業(yè)保險為甘肅省農業(yè)的發(fā)展提供保障。但是甘肅省的農業(yè)保險發(fā)展較慢,因此對甘肅省農業(yè)保險的發(fā)展情況進行分析,找出發(fā)展較為緩慢的原因,對促進甘肅省農業(yè)保險的發(fā)展是很有意義的。 本文從農業(yè)保險的理論入手,經(jīng)過分析找出了甘肅省農業(yè)保險發(fā)展過程中存在的問題,如:有效需求不足、供給主體少、甘肅省經(jīng)營農業(yè)的風險大等等,試圖在國內外農業(yè)保險發(fā)展經(jīng)驗的基礎上找出適合甘肅省農業(yè)保險的發(fā)展策略。農業(yè)保險的屬性決定了農業(yè)保險的開展離不開政府,,也不能單單依靠商業(yè)性保險公司,因此甘肅省應根據(jù)自身實際情況,繼續(xù)采取政府參與的農業(yè)保險,可考慮“農業(yè)保險合作社+農業(yè)企業(yè)+商業(yè)性保險公司+政府”的發(fā)展模式,發(fā)揮各方的力量來共同發(fā)展農業(yè)保險。
[Abstract]:Agriculture is the basic industry of the national economy. Its development is related to the stability of the countryside and the healthy development of the national economy. However, agriculture is a weak industry and is vulnerable to various natural and unnatural risks. Therefore, agricultural insurance is needed as a mechanism to spread risk and share losses. Gansu Province is an agricultural province and a province prone to natural disasters. Agricultural insurance is needed to guarantee the development of agriculture in Gansu Province. However, the development of agricultural insurance in Gansu Province is slow, so it is significant to analyze the development of agricultural insurance in Gansu province and find out the reasons for the slow development. Starting with the theory of agricultural insurance, this paper analyzes and finds out the problems existing in the development of agricultural insurance in Gansu Province, such as insufficient effective demand, lack of main body of supply, large risk of managing agriculture in Gansu Province, etc. Based on the development experience of agricultural insurance at home and abroad, this paper tries to find out the development strategy of agricultural insurance in Gansu province. The nature of agricultural insurance determines that agricultural insurance cannot be carried out without the government, nor can it rely solely on commercial insurance companies. Therefore, Gansu Province should continue to take agricultural insurance with government participation according to its actual situation. We can consider the development mode of "Agricultural Insurance Cooperatives, Agricultural Enterprises, Commercial Insurance Company Government", and give full play to the strength of all parties to develop agricultural insurance together.
【學位授予單位】:蘭州商學院
【學位級別】:碩士
【學位授予年份】:2013
【分類號】:F842.66
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