a国产,中文字幕久久波多野结衣AV,欧美粗大猛烈老熟妇,女人av天堂

我國金融監(jiān)管模式的選擇研究

發(fā)布時間:2018-10-22 08:30
【摘要】:20世紀末以來,金融混業(yè)經(jīng)營成為世界金融業(yè)發(fā)展的新趨勢,在全球金融混業(yè)經(jīng)營的浪潮中,我國的金融混業(yè)經(jīng)營的逐步出現(xiàn),使得我國原有的分業(yè)監(jiān)管模式表現(xiàn)出了諸多問題,因此勢必要對現(xiàn)行金融監(jiān)管模式做出適當?shù)恼{(diào)整和改革。在未來我國金融監(jiān)管模式的選擇問題上,根據(jù)我國的具體國情和混業(yè)經(jīng)營發(fā)展的不同階段,在循序漸進的基礎(chǔ)上實現(xiàn)分業(yè)監(jiān)管向統(tǒng)一監(jiān)管過渡。 本文共分為四個部分。 第一部分緒論 第二部分闡述了目前我國金融業(yè)混業(yè)經(jīng)營的發(fā)展狀況及分業(yè)監(jiān)管的模式約束,對目前我國金融業(yè)的發(fā)展背景進行了梳理。 第三部分分析了當前我國金融業(yè)混業(yè)經(jīng)營對現(xiàn)有監(jiān)管模式造成的沖擊與挑戰(zhàn),所暴露出的五個主要方面的問題,說明了適時對我國現(xiàn)行金融監(jiān)管模式進行調(diào)整與改革的必要性。 第四部分是本文的重點部分,主要針對如何解決以上存在的問題,對應(yīng)采取的金融監(jiān)管模式及措施進行的論述: 首先,從金融監(jiān)管理論出發(fā),介紹了幾種主要監(jiān)管模式及各自的優(yōu)缺點,列舉了國外具代表性的幾種金融監(jiān)管模式,對其進行了分析和比較。說明:完善、恰當?shù)慕鹑诒O(jiān)管模式應(yīng)當根據(jù)一國的環(huán)境因素的變化而不斷變化。其次,針對目前我國金融業(yè)的混業(yè)經(jīng)營還停留在較低層次,統(tǒng)一監(jiān)管的條件還不成熟。闡述了現(xiàn)階段維護分業(yè)監(jiān)管模式、加強監(jiān)管協(xié)調(diào)、提高監(jiān)管有效性的觀點。通過金融監(jiān)管專業(yè)化水平的不斷提高,循序漸進地改革現(xiàn)行金融監(jiān)管模式,逐步向統(tǒng)一監(jiān)管過渡。最后,統(tǒng)一監(jiān)管的條件已基本成熟,借鑒英國監(jiān)管模式,對我國金融監(jiān)管機構(gòu)進行精簡合并,將銀監(jiān)會、證監(jiān)會、保監(jiān)會合并成立中國金融監(jiān)督管理委員會,三大監(jiān)管部門成為金融監(jiān)管委員會的內(nèi)設(shè)部門,按金融業(yè)務(wù)分別對我國銀行業(yè)、證券業(yè)、保險業(yè)進行功能性混業(yè)監(jiān)管。
[Abstract]:Since the end of the 20th century, the financial mixed operation has become a new trend in the development of the world financial industry. In the wave of global financial mixed operation, the financial mixed operation of our country has gradually appeared. Therefore, it is necessary to adjust and reform the current financial supervision model. With regard to the choice of financial supervision mode in the future, according to the specific conditions of our country and the different stages of the development of mixed operation, the transition from separate supervision to unified supervision is realized on the basis of gradual and orderly progress. This paper is divided into four parts. The first part is the introduction. The second part expounds the development of the mixed operation of the financial industry in China and the restriction of the mode of separate supervision, and combs the background of the development of the financial industry in our country at present. The third part analyzes the impact and challenge caused by the current mixed operation of our financial industry to the existing supervision mode, and reveals the problems in five main aspects, and explains the necessity of timely adjustment and reform of the current financial supervision mode in our country. The fourth part is the key part of this paper, mainly focusing on how to solve the above problems, corresponding to the financial supervision model and measures: first, from the financial supervision theory, This paper introduces several main supervision modes and their advantages and disadvantages, enumerates several representative financial supervision modes abroad, and analyzes and compares them. Explanation: a sound and appropriate financial regulatory model should be constantly changing according to a country's environmental factors. Secondly, the mixed operation of our financial industry is still at a lower level, and the condition of unified supervision is not mature. This paper expounds the viewpoint of maintaining the mode of separate supervision, strengthening the coordination of supervision and improving the effectiveness of supervision. Through the continuous improvement of the specialization of financial supervision, the current mode of financial supervision is reformed step by step, and the transition to unified supervision is made step by step. Finally, the conditions for unified supervision have basically matured, drawing lessons from the British regulatory model, streamlining and merging our financial regulatory institutions, and merging the CBRC, CSRC and CIRC to form the China Financial Supervision and Management Commission. The three regulatory departments have become the internal departments of the Financial Supervision Committee, which respectively supervise the banking, securities and insurance industries in China according to the financial business.
【學(xué)位授予單位】:鄭州大學(xué)
【學(xué)位級別】:碩士
【學(xué)位授予年份】:2014
【分類號】:F832.1

【參考文獻】

相關(guān)期刊論文 前10條

1 陳光華;;美國金融危機戰(zhàn)略成因及對我國金融創(chuàng)新的啟示[J];濱州學(xué)院學(xué)報;2010年01期

2 孫松;李棟;;金融危機視角下我國銀行業(yè)的金融創(chuàng)新[J];東方企業(yè)文化;2011年06期

3 張華榮;陳偉雄;;金融危機下對西方發(fā)達國家金融創(chuàng)新過度的思考——基于馬克思主義經(jīng)濟學(xué)視閾的分析[J];福建行政學(xué)院學(xué)報;2009年06期

4 楊文生;周立妍;;基于危機視角的全球金融監(jiān)管問題研究 (全球金融監(jiān)管體系的缺陷、發(fā)展方向及其啟示:一個美國案例)[J];發(fā)展研究;2010年08期

5 秦建文;梁珍;;汲取美國金融危機的教訓(xùn)穩(wěn)健推進中國金融創(chuàng)新[J];國際金融研究;2009年07期

6 胡瑩;安起雷;;從大監(jiān)管視角看我國金融穩(wěn)定協(xié)調(diào)機制的構(gòu)建與完善[J];區(qū)域金融研究;2010年07期

7 常霞;;美國金融危機與我國金融創(chuàng)新[J];品牌(理論版);2009年Z2期

8 岳彩申;張曉東;;金融創(chuàng)新產(chǎn)品法律責(zé)任制度的完善——后金融危機時代的反思[J];法學(xué)論壇;2010年05期

9 范忠山;邱引珠;;金融混業(yè)經(jīng)營趨勢下的金融監(jiān)管信息化建設(shè)[J];上海金融;2007年10期

10 姜愛林;陳海秋;;韓國金融監(jiān)管改革的措施、成效及若干經(jīng)驗研究[J];邯鄲學(xué)院學(xué)報;2009年01期

,

本文編號:2286652

資料下載
論文發(fā)表

本文鏈接:http://www.wukwdryxk.cn/jingjilunwen/guojijinrong/2286652.html


Copyright(c)文論論文網(wǎng)All Rights Reserved | 網(wǎng)站地圖 |

版權(quán)申明:資料由用戶baad2***提供,本站僅收錄摘要或目錄,作者需要刪除請E-mail郵箱bigeng88@qq.com
乱熟女高潮一区二区在线| 日日人人妻人人澡人人爽欧美| 天堂www中文在线资源| 又大又长粗又爽又黄少妇视频| 边做饭边被躁欧美三级| 国产农村妇女精品一二区| 日韩国产一区二区三区四区五区| 久久婷婷丁香五月综合五| 中文字幕无码日韩欧毛| 中文字幕日本AⅤ天堂在线| 日韩亚洲国产中文字幕欧美| 密熟成桃时1997国语版| 亚洲区一区| 久久99国产精品久久久久久久88| 日本怡春院一区二区三区| 精品无码国产一区二区三区AV| 另类av| 漂亮人妻被强中文字幕久久婷| 亚洲囯产精品久久久久久无码| 四虎AV永久在线精品免费观看| 熟女性饥渴一区二区三区| 囯产精品一区二区三区线| 国产三级国产精品国产专区50 | 亚洲毛片av日韩av无码| 亚洲Av无码国产精品色午夜字幕 | 三上悠亚久久精品| 仁化县| 国产女人18毛片水真多| 91亚洲国产成人精品一区二三 | 亚洲无AV在线中文字幕| 日韩人妻中文无码一区二区| 国产AV成人无码精品网站| 国语对白做受XXXXX在线中国| 男生高考710分 理想是攻克癌症| 国产精品99久久久久久宅男| 亚洲AV永久精品爱情岛论坛| 精品无码国产污污污免费 | 久久AⅤ无码AV高潮AV喷吹| 亚洲国产精品高清线久久dvd| 天堂AV无码大芭蕉伊人AV孕妇| 国产午夜av秒播在线观看|