發(fā)布時間：2018-03-07 13:53

  本文選題：接轉(zhuǎn)　切入點(diǎn)：統(tǒng)籌　出處：《遼寧大學(xué)》2013年碩士論文　論文類型：學(xué)位論文

【摘要】：目前，，由于經(jīng)濟(jì)和社會發(fā)展的處于高速上升期，養(yǎng)老保險制度必須與巨大的社會變革相適應(yīng)，這就對養(yǎng)老保險制度提出了更高的要求，也就是說面臨著嚴(yán)峻的挑戰(zhàn)。此外，隨著制度環(huán)境的變化，養(yǎng)老保險自身也表現(xiàn)出與現(xiàn)實(shí)時代諸多的不適應(yīng)性。可以說，養(yǎng)老保險制度正處在內(nèi)外矛盾的交困中。這些矛盾迫切要求提高養(yǎng)老保險統(tǒng)籌層次以適應(yīng)社會進(jìn)步對制度發(fā)展的新要求。 養(yǎng)老保險是我國社會保險體系中重要的組成部分，是我國民生事業(yè)的重要實(shí)現(xiàn)手段。我國的基礎(chǔ)養(yǎng)老金的統(tǒng)籌層次目前實(shí)現(xiàn)了省級統(tǒng)籌，雖然已經(jīng)解決了省內(nèi)的養(yǎng)老保險接轉(zhuǎn)，但是對于省際間流動人口，基礎(chǔ)養(yǎng)老金無法隨身攜帶，對個人而言產(chǎn)生了重大的損失，隨著經(jīng)濟(jì)社會的發(fā)展，社會保障的步伐也需要加快，基礎(chǔ)養(yǎng)老金實(shí)現(xiàn)全國統(tǒng)籌迫在眉睫。異地接轉(zhuǎn)人員是我國社會中的重要群體，而在這一群體中以農(nóng)民工為主，農(nóng)民工與城市職工相比本身的社會福利待遇差距就很大，如果當(dāng)退休時的基礎(chǔ)養(yǎng)老金不能無障礙的發(fā)放，那么對于農(nóng)民工來講是不夠公平的。 我國目前養(yǎng)老保險統(tǒng)籌層次過低，在一定程度上限制了勞動力的合理流動，使得流動人口的養(yǎng)老保險不能在異地之間順利轉(zhuǎn)移銜接，極大地影響了養(yǎng)老保險收入再分配功能的發(fā)揮。解決方法就是提高統(tǒng)籌層次，實(shí)現(xiàn)全國統(tǒng)籌。一方面可以真正實(shí)現(xiàn)社會保障的公平性原則，另一方面可以提高異地接轉(zhuǎn)人員對于養(yǎng)老保險的積極性，維護(hù)其基本權(quán)益，使他們的老年生活真正得以保障。養(yǎng)老保險的全國統(tǒng)籌提高了異地接轉(zhuǎn)人口在達(dá)到退休年齡時的領(lǐng)取養(yǎng)老金的金額，體現(xiàn)了養(yǎng)老保險福利改進(jìn)對獨(dú)立個體的有利影響，這種變化時絕對值的變化，同時也是最直接的一種改進(jìn)；養(yǎng)老保險全國統(tǒng)籌的根本目的是加強(qiáng)基礎(chǔ)養(yǎng)老金在地區(qū)之間的收入再分配，具體體現(xiàn)在養(yǎng)老保險收入再分配系數(shù)數(shù)值的改變，收入再分配系數(shù)本身是一個相對值。兩種變動共同形成了養(yǎng)老保險異地接轉(zhuǎn)的收入再分配效應(yīng)，主要表現(xiàn)為統(tǒng)籌前后基尼系數(shù)以及收入再分配調(diào)節(jié)力度的變化。 為了解決這一問題，本文通過對于全國統(tǒng)籌模式的設(shè)計，針對異地結(jié)轉(zhuǎn)人員這類特殊人群的分析，計算得出基礎(chǔ)養(yǎng)老金的微觀差額、收入再分配程度的改變程度，通過收入再分配系數(shù)的數(shù)值來直觀的體現(xiàn)養(yǎng)老保險統(tǒng)籌層次提升，并且通過基尼系數(shù)的測算來檢驗(yàn)計算結(jié)果，從而對各個設(shè)計方案進(jìn)行對比，綜合各種因素，得出最優(yōu)方案，為異地結(jié)轉(zhuǎn)人員的養(yǎng)老金統(tǒng)籌提供數(shù)據(jù)和可行性方案。
[Abstract]:At present, as the economic and social development is in a period of rapid growth, the old-age insurance system must adapt to the huge social changes, which puts forward higher requirements for the pension insurance system, that is to say, it faces severe challenges. With the change of the institutional environment, the endowment insurance itself also shows a lot of inadaptability to the real times. The old-age insurance system is in the midst of internal and external contradictions, which urgently require raising the overall level of pension insurance to meet the new requirements of social progress for the development of the system. Pension insurance is an important part of our social insurance system and an important means to realize the livelihood of our country. Although the old-age insurance transfer in the province has been resolved, for the inter-provincial floating population, the basic pension cannot be carried with them, which has caused great losses to the individual. With the development of the economy and society, The pace of social security also needs to be quickened. It is urgent for the basic pension to realize the overall planning of the whole country. The transfer of workers from different places is an important group in our society, and in this group, migrant workers are the main groups. Compared with urban workers, the gap of social welfare treatment between migrant workers and urban workers is very large. If the basic pension can not be distributed without barriers when retiring, then it is unfair to migrant workers. At present, the level of endowment insurance is too low in our country, which limits the reasonable flow of labor to some extent, and makes the pension insurance of floating population unable to transfer smoothly between different places. It has greatly affected the exertion of the function of income redistribution of old-age insurance. The solution is to raise the overall planning level and realize the overall plan of the whole country. On the one hand, the principle of fairness in social security can be truly realized. On the other hand, it can improve the enthusiasm of the personnel transferred from different places to the pension insurance and safeguard their basic rights and interests. So that their old age life can really be safeguarded. The national overall plan of old-age insurance has increased the amount of pension received by people in different places when they reach retirement age, which reflects the beneficial impact of the improvement of pension insurance benefits on independent individuals. This change in absolute value is at the same time the most direct improvement; the fundamental purpose of the national plan for pension insurance is to strengthen the redistribution of income between regions of basic pensions. It is embodied in the change of income redistribution coefficient of pension insurance, and the income redistribution coefficient itself is a relative value. The main performance of the Gini coefficient and income redistribution before and after the change of adjustment. In order to solve this problem, this paper, through the design of the national overall planning model and the analysis of the special people such as the people carrying over from different places, calculates the microcosmic difference of the basic pension and the degree of the change of the income redistribution degree. Through the value of income redistribution coefficient to intuitively reflect the overall level of pension insurance upgrade, and through the Gini coefficient to test the calculation results, so as to compare the various design schemes, synthesizing all kinds of factors, get the best scheme. Provide the data and feasible plan for the pension plan of the personnel carried over from different places.
【學(xué)位授予單位】：遼寧大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2013
【分類號】：F124.7;F842.67

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