TPY財(cái)產(chǎn)保險(xiǎn)酒泉公司風(fēng)險(xiǎn)管理研究
發(fā)布時(shí)間:2018-05-30 07:07
本文選題:風(fēng)險(xiǎn)管理 + 財(cái)產(chǎn)保險(xiǎn); 參考:《蘭州大學(xué)》2014年碩士論文
【摘要】:風(fēng)險(xiǎn)管理已經(jīng)發(fā)展成為企業(yè)管理中一個(gè)具有相對(duì)獨(dú)立職能的管理領(lǐng)域,在圍繞企業(yè)的經(jīng)營(yíng)和發(fā)展目標(biāo)方面,風(fēng)險(xiǎn)管理和企業(yè)的經(jīng)營(yíng)管理、戰(zhàn)略管理一樣具有十分重要的意義。作為經(jīng)營(yíng)風(fēng)險(xiǎn)的保險(xiǎn)公司,在承擔(dān)保險(xiǎn)風(fēng)險(xiǎn)的同,也存在不可避免的經(jīng)營(yíng)風(fēng)險(xiǎn)。 面臨激烈的市場(chǎng)競(jìng)爭(zhēng)、嚴(yán)格的法律法規(guī)監(jiān)管、日益開(kāi)放的互聯(lián)網(wǎng)市場(chǎng)、推陳出新的保險(xiǎn)產(chǎn)品和保障范圍、波動(dòng)的金融市場(chǎng)投資環(huán)境等挑戰(zhàn),財(cái)產(chǎn)保險(xiǎn)公司經(jīng)營(yíng)活動(dòng)的風(fēng)險(xiǎn)性也在日趨提升。良好的風(fēng)險(xiǎn)管理有助于保險(xiǎn)公司降低經(jīng)營(yíng)風(fēng)險(xiǎn),實(shí)現(xiàn)可持續(xù)發(fā)展,推動(dòng)公司價(jià)值提升 基于風(fēng)險(xiǎn)管理的目標(biāo),本論文主要從TPY財(cái)產(chǎn)保險(xiǎn)酒泉公司經(jīng)營(yíng)管理活動(dòng)中的風(fēng)險(xiǎn)識(shí)別、風(fēng)險(xiǎn)分類(lèi)、風(fēng)險(xiǎn)評(píng)價(jià)以及風(fēng)險(xiǎn)控制上著手,通過(guò)對(duì)TPY財(cái)產(chǎn)保險(xiǎn)酒泉公司在酒泉財(cái)產(chǎn)保險(xiǎn)市場(chǎng)近年來(lái)的發(fā)展情況,探索其經(jīng)營(yíng)管理活動(dòng)過(guò)程中遇到風(fēng)險(xiǎn)成因、風(fēng)險(xiǎn)大小、風(fēng)險(xiǎn)可能給公司帶來(lái)的損失、風(fēng)險(xiǎn)的可控性以及風(fēng)險(xiǎn)的控制方法,并對(duì)暴露出來(lái)的顯著風(fēng)險(xiǎn)及其后果進(jìn)行剖析,旨在為T(mén)PY財(cái)產(chǎn)保險(xiǎn)酒泉公司經(jīng)營(yíng)管理者提供清晰的風(fēng)險(xiǎn)框架,并通過(guò)管理活動(dòng)有效化解和防范經(jīng)營(yíng)風(fēng)險(xiǎn),提升公司競(jìng)爭(zhēng)能力和發(fā)展能力。
[Abstract]:Risk management has developed into a relatively independent management field in enterprise management. In terms of management and development objectives, risk management and enterprise management, strategic management is of great significance. As a business risk, the insurance company bears the same insurance risk, there are inevitable business risks. Faced with fierce market competition, strict laws and regulations supervision, increasingly open Internet market, the emergence of new insurance products and the scope of protection, the fluctuating financial market investment environment and other challenges, Property insurance companies are also increasing the risk of operating activities. Good risk management can help insurance companies to reduce risk, achieve sustainable development, and promote the value of the company. Based on the objective of risk management, this paper mainly starts from the risk identification, risk classification, risk evaluation and risk control in the management activities of TPY property Insurance Jiuquan Company. Based on the development of Jiuquan property Insurance Company in recent years, this paper explores the causes of risk, the size of risk, and the loss that risk may bring to the company in the course of its operation and management activities. In order to provide a clear risk framework for the managers of TPY property Insurance Jiuquan Company, the paper analyzes the controllability of risk and the control method of risk, and analyzes the exposed significant risks and their consequences. And through the management activities to effectively resolve and guard against operational risks, enhance the competitiveness and development of the company.
【學(xué)位授予單位】:蘭州大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2014
【分類(lèi)號(hào)】:F842.3;F272.3
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