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我國(guó)社會(huì)醫(yī)療保險(xiǎn)三險(xiǎn)融合發(fā)展研究

發(fā)布時(shí)間:2018-06-01 18:53

  本文選題:城鎮(zhèn)職工基本醫(yī)療保險(xiǎn) + 城鎮(zhèn)居民基本醫(yī)療保險(xiǎn)。 參考:《新疆財(cái)經(jīng)大學(xué)》2014年碩士論文


【摘要】:現(xiàn)階段我國(guó)基本完成了社會(huì)醫(yī)療保障體系的建設(shè),社會(huì)醫(yī)療保險(xiǎn)主要由城鎮(zhèn)職工基本醫(yī)療保險(xiǎn)、城鎮(zhèn)居民基本醫(yī)療保險(xiǎn)和新型農(nóng)村合作醫(yī)療組成。但是醫(yī)療保險(xiǎn)制度呈現(xiàn)出碎片化特點(diǎn)導(dǎo)致不同醫(yī)療保險(xiǎn)保障程度相差很大。社會(huì)醫(yī)療保險(xiǎn)割裂的現(xiàn)狀,背離了社會(huì)公平原則,嚴(yán)重阻礙了社會(huì)醫(yī)療保險(xiǎn)的健康發(fā)展。建立全國(guó)統(tǒng)一的社會(huì)醫(yī)療保險(xiǎn)體系,是完善我國(guó)社會(huì)保障體系的一項(xiàng)重要任務(wù),,也是我國(guó)急需解決的重要問題。 論文通過分析現(xiàn)階段我國(guó)社會(huì)醫(yī)療保險(xiǎn)的現(xiàn)狀和出現(xiàn)的問題,論證城鎮(zhèn)職工基本醫(yī)療保險(xiǎn)、城鎮(zhèn)居民基本醫(yī)療保險(xiǎn)和新型農(nóng)村合作醫(yī)療三險(xiǎn)融合發(fā)展的必要性和可行性。結(jié)合英國(guó)、德國(guó)和美國(guó)三個(gè)發(fā)達(dá)國(guó)家醫(yī)療保險(xiǎn)建設(shè)的經(jīng)驗(yàn),提出應(yīng)該將城鎮(zhèn)職工基本醫(yī)療保險(xiǎn)、城鎮(zhèn)居民基本醫(yī)療保險(xiǎn)和新型農(nóng)村合作醫(yī)療三險(xiǎn)融合,形成統(tǒng)一的社會(huì)醫(yī)療保險(xiǎn)。論文就三險(xiǎn)融合的具體思路進(jìn)行了詳細(xì)的闡述,并且對(duì)三險(xiǎn)融合以后的發(fā)展提出建議。
[Abstract]:At present, China has basically completed the construction of the social medical security system. The social medical insurance mainly consists of the basic medical insurance for urban workers, the basic medical insurance for urban residents and the new rural cooperative medical insurance. However, the fragmentation of the medical insurance system leads to great differences in the degree of medical insurance protection. The separation of social medical insurance deviates from the principle of social equity and seriously hinders the healthy development of social medical insurance. To establish a unified social medical insurance system is an important task to perfect the social security system of our country, and it is also an important problem to be solved urgently in our country. Based on the analysis of the present situation and problems of social medical insurance in China, this paper demonstrates the necessity and feasibility of the integration and development of the basic medical insurance for urban workers, the basic medical insurance for urban residents and the new rural cooperative medical insurance. Combined with the experience of the construction of medical insurance in three developed countries, Britain, Germany and the United States, it is proposed that the basic medical insurance for urban workers, the basic medical insurance for urban residents and the new rural cooperative medical insurance should be integrated. To form a unified social medical insurance. In this paper, the concrete ideas of three risks fusion are expounded in detail, and some suggestions for the development of three risks fusion are put forward.
【學(xué)位授予單位】:新疆財(cái)經(jīng)大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2014
【分類號(hào)】:F842.684;R197.1

【參考文獻(xiàn)】

相關(guān)期刊論文 前1條

1 嚴(yán)嵬;任世存;趙宏;;青海省新農(nóng)合與城鎮(zhèn)居民醫(yī)療保險(xiǎn)制度銜接必要性分析[J];青海師范大學(xué)學(xué)報(bào)(哲學(xué)社會(huì)科學(xué)版);2011年04期



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