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陜西省靖邊縣政策性農(nóng)業(yè)保險(xiǎn)發(fā)展研究

發(fā)布時(shí)間:2018-12-10 19:58
【摘要】:政策性農(nóng)業(yè)保險(xiǎn)作為支持農(nóng)業(yè)發(fā)展的“綠箱”政策之一,是國家一項(xiàng)重要的支農(nóng)惠農(nóng)政策并給予保費(fèi)財(cái)政補(bǔ)貼,其在規(guī)避和分散農(nóng)業(yè)風(fēng)險(xiǎn)、降低和補(bǔ)償農(nóng)業(yè)損失、保障農(nóng)民收入穩(wěn)定等方面起到“穩(wěn)定器”作用。實(shí)施政策性農(nóng)業(yè)保險(xiǎn)對(duì)靖邊縣由單一經(jīng)濟(jì)向“三產(chǎn)共融”經(jīng)濟(jì)發(fā)展具有重意義,靖邊縣是典型的資源型經(jīng)濟(jì),經(jīng)濟(jì)結(jié)構(gòu)單一,農(nóng)業(yè)生產(chǎn)基礎(chǔ)薄弱,加之,近年來各類極端災(zāi)害天氣多發(fā),農(nóng)業(yè)生產(chǎn)自然風(fēng)險(xiǎn)明顯加大。大力發(fā)展政策性農(nóng)業(yè)保險(xiǎn)將為靖邊縣穩(wěn)定和保障農(nóng)業(yè)生產(chǎn)安全、提升農(nóng)產(chǎn)品市場競爭力、實(shí)現(xiàn)農(nóng)民持續(xù)增收、促進(jìn)農(nóng)村經(jīng)濟(jì)健康可持續(xù)發(fā)展保駕護(hù)航。本論文通過分析靖邊縣政策性農(nóng)業(yè)保險(xiǎn)的發(fā)展現(xiàn)狀,找出其在發(fā)展過程中存在的主要問題,再借鑒國內(nèi)外政策性農(nóng)業(yè)保險(xiǎn)的典型發(fā)展模式和成功經(jīng)驗(yàn),尋找具有靖邊特色的政策性農(nóng)業(yè)保險(xiǎn)發(fā)展模式,并提出完善靖邊縣政策性農(nóng)業(yè)保險(xiǎn)的對(duì)策建議,為靖邊縣完善政策性農(nóng)業(yè)保險(xiǎn)相關(guān)制度,發(fā)展現(xiàn)代化農(nóng)業(yè),提升農(nóng)產(chǎn)品競爭力,實(shí)現(xiàn)農(nóng)民增收等方面提供參考。此外,也為類似資源型縣城或地區(qū)發(fā)展政策性農(nóng)業(yè)保險(xiǎn)工作提供參考。本論文共六章。第一章對(duì)研究背景、目的、意義,國內(nèi)外研究綜述,研究方法和技術(shù)路線等方面進(jìn)行闡述。第二章主要介紹了農(nóng)業(yè)保險(xiǎn)的概念及特征,政策性農(nóng)業(yè)保險(xiǎn)概念及作用,并對(duì)政策性農(nóng)業(yè)保險(xiǎn)相關(guān)理論進(jìn)行闡述。第三章對(duì)靖邊縣政策性農(nóng)業(yè)保險(xiǎn)發(fā)展現(xiàn)狀進(jìn)行分析研究。第四章分析靖邊縣政策性農(nóng)業(yè)保險(xiǎn)發(fā)展中存在的主要問題。第五章介紹了國內(nèi)外政策性農(nóng)業(yè)保險(xiǎn)的典型發(fā)展模式和成功經(jīng)驗(yàn)。第六章借鑒國內(nèi)外政策性農(nóng)業(yè)保險(xiǎn)的成功經(jīng)驗(yàn),對(duì)靖邊縣政策性農(nóng)業(yè)保險(xiǎn)發(fā)展中的主要問題,提出具有可操作性的對(duì)策建議。
[Abstract]:As one of the "green box" policies to support the development of agriculture, policy-oriented agricultural insurance is an important policy of supporting agriculture and benefiting agriculture and giving financial subsidies to insurance premiums. It is avoiding and dispersing agricultural risks and reducing and compensating agricultural losses. Guarantee farmer income stability and so on to play a "stabilizer" function. The implementation of policy-oriented agricultural insurance is of great significance to the development of Jingbian County from a single economy to a "three-industry inclusive" economy. Jingbian County is a typical resource-based economy with a single economic structure and a weak agricultural production base. In recent years, various kinds of extreme disaster weather, agricultural production natural risks significantly increased. Vigorously developing policy-oriented agricultural insurance will ensure the stability and safety of agricultural production, enhance the market competitiveness of agricultural products, realize the sustained increase of farmers' income, and promote the healthy and sustainable development of rural economy in Jingbian County. Based on the analysis of the present situation of policy agricultural insurance in Jingbian County, this paper finds out the main problems in the process of development, and then draws lessons from the typical development model and successful experience of policy agricultural insurance at home and abroad. Looking for the development mode of policy-oriented agricultural insurance with Jingbian characteristics, and putting forward the countermeasures and suggestions to perfect the policy-oriented agricultural insurance in Jingbian County, so as to perfect the policy-oriented agricultural insurance system, develop modern agriculture, and enhance the competitiveness of agricultural products in Jingbian County. The realization farmer increases the income and so on aspect provides the reference. In addition, also for similar resource-based counties or regions to develop policy-based agricultural insurance work to provide reference. There are six chapters in this paper. The first chapter describes the research background, purpose, significance, domestic and foreign research review, research methods and technical routes. The second chapter mainly introduces the concept and characteristics of agricultural insurance, the concept and function of policy-oriented agricultural insurance, and expounds the related theories of policy-oriented agricultural insurance. The third chapter analyzes the present situation of policy agricultural insurance in Jingbian County. The fourth chapter analyzes the main problems in the development of policy agricultural insurance in Jingbian County. Chapter five introduces the typical development model and successful experience of policy agricultural insurance at home and abroad. The sixth chapter draws lessons from the successful experience of policy agricultural insurance at home and abroad, and puts forward operable countermeasures and suggestions to the main problems in the development of policy agricultural insurance in Jingbian County.
【學(xué)位授予單位】:仲愷農(nóng)業(yè)工程學(xué)院
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2017
【分類號(hào)】:F842.66

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