發(fā)布時間：2018-02-17 00:32

  本文關(guān)鍵詞： 商業(yè)銀行 國內(nèi)保理 風(fēng)險防范 業(yè)務(wù)模式 融資　出處：《福州大學(xué)》2014年碩士論文　論文類型：學(xué)位論文

【摘要】：國內(nèi)保理業(yè)務(wù)是基于國內(nèi)貿(mào)易雙方應(yīng)收賬款的轉(zhuǎn)讓和受讓進(jìn)行的融資行為。近年來,隨著我國經(jīng)濟(jì)的飛速發(fā)展,供應(yīng)鏈的概念越來越受到國內(nèi)企業(yè)的理解和重視,供應(yīng)鏈融資也基于這種背景下逐漸發(fā)展起來,而國內(nèi)保理業(yè)務(wù)作為供應(yīng)鏈融資產(chǎn)品中的重要一員已成為各家商業(yè)銀行發(fā)展的一項重點產(chǎn)品。但從目前我國國內(nèi)保理業(yè)務(wù)的發(fā)展運營情況看,無論是市場環(huán)境、政策環(huán)境亦或是國內(nèi)商業(yè)銀行本身都存在著諸如政策法規(guī)不完善、品種較為單一、業(yè)務(wù)操作不規(guī)范等問題。最終導(dǎo)致國內(nèi)商業(yè)銀行在推出國內(nèi)保理業(yè)務(wù)后,頻頻發(fā)生風(fēng)險事件。因此,在目前我國的經(jīng)濟(jì)體制及政策環(huán)境下,應(yīng)該如何平衡業(yè)務(wù)發(fā)展和風(fēng)險防控就成為各家商業(yè)銀行關(guān)注的焦點。文章首先對我國國內(nèi)保理業(yè)務(wù)的功能和業(yè)務(wù)模式進(jìn)行分析,結(jié)合目前我國商業(yè)銀行在國內(nèi)保理業(yè)務(wù)的實務(wù)操作提出國內(nèi)保理業(yè)務(wù)存在的風(fēng)險,同時引入國內(nèi)商業(yè)銀行國內(nèi)保理風(fēng)險分析案例進(jìn)行剖析。最后,提出在現(xiàn)行的大環(huán)境下,我國商業(yè)銀行銀行應(yīng)該如何從實務(wù)操作層面進(jìn)行改進(jìn),并提出風(fēng)險防范的措施。文章運用了供應(yīng)鏈管理及金融學(xué)的相關(guān)知識,并應(yīng)用于商業(yè)銀行的具體操作層面,對商業(yè)銀行開展國內(nèi)保理業(yè)務(wù)具有一定的指導(dǎo)意義。
[Abstract]:Domestic factoring business is based on the transfer and transfer of domestic trade accounts receivable. In recent years, with the rapid development of our economy, the concept of supply chain has been more and more understood and valued by domestic enterprises. Supply chain financing is also gradually developing against this background. As an important member of supply chain financing products, domestic factoring business has become a key product of the development of commercial banks. However, judging from the development and operation of domestic factoring business in China, whether it is in the market environment, The policy environment or the domestic commercial banks themselves have problems such as imperfect policies and regulations, relatively single varieties, and irregular business operations. Finally, after the introduction of domestic factoring services, domestic commercial banks. Risk events occur frequently. Therefore, in the current economic system and policy environment of our country, How to balance business development and risk prevention and control has become the focus of attention of commercial banks. Firstly, the article analyzes the function and business model of factoring business in China. Combined with the practical operation of domestic factoring business of commercial banks in our country at present, the risk of domestic factoring business is put forward, and the case of domestic factoring risk analysis of domestic commercial banks is analyzed. Finally, it is put forward that under the current environment, How to improve our commercial banks from the practical operation level, and put forward the measures of risk prevention. This paper applies the relevant knowledge of supply chain management and finance, and applies to the specific operational level of commercial banks. Commercial banks to carry out domestic factoring business has certain guiding significance.
【學(xué)位授予單位】：福州大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2014
【分類號】：F832.2

【相似文獻(xiàn)】

相關(guān)期刊論文 前7條

1 肖利華;;國內(nèi)保理業(yè)務(wù)風(fēng)險防范探析[J];湖北農(nóng)村金融研究;2012年03期

2 田華;;國內(nèi)保理:穩(wěn)中求進(jìn)[J];中國外匯;2012年22期

3 祝宏武;;應(yīng)收賬款的國內(nèi)保理及在企業(yè)財務(wù)管理中的作用[J];價格月刊;2005年12期

4 顧曉安;郝廣青;顧寶炎;;國內(nèi)保理風(fēng)險的模糊綜合評價研究[J];金融理論與實踐;2009年01期

5 吳玉亮;;國內(nèi)保理業(yè)務(wù)法律探討及風(fēng)險分析[J];鐵路采購與物流;2012年08期

6 劉文亞;張春霞;;國內(nèi)保理業(yè)務(wù)風(fēng)險防范淺析[J];河北金融;2013年08期

7 ;[J];;年期

相關(guān)重要報紙文章 前2條

1 張明亮邋李憲民 王秋;河北邯鄲 開展國內(nèi)保理金融服務(wù)[N];金融時報;2007年

2 本報記者 倪霽;國內(nèi)保理：企業(yè)融資新渠道[N];常州日報;2006年

相關(guān)碩士學(xué)位論文 前2條

1 楊斌;我國商業(yè)銀行國內(nèi)保理業(yè)務(wù)風(fēng)險研究[D];福州大學(xué);2014年

2 沈嘉寧;國內(nèi)保理業(yè)發(fā)展必須之法律框架探析[D];復(fù)旦大學(xué);2012年

，

本文編號：1516796