發(fā)布時間：2018-06-01 12:29

  本文選題：架構(gòu)模式 + 現(xiàn)代保險��； 參考：《銀行家》2015年06期

【摘要】：正2014年8月,國務(wù)院辦公廳印發(fā)《關(guān)于加快發(fā)展現(xiàn)代保險服務(wù)業(yè)的若干意見》,明確提出到2020年"保險成為政府、企業(yè)、居民風(fēng)險管理和財富管理的基本手段……"。事實上,早在2012年人保集團(tuán)的上市招股說明書中明確提出公司未來以風(fēng)險保障和財富管理并重為原則,積極布局財富管理領(lǐng)域。作為壽險公司開展財富管理業(yè)務(wù)"一體兩翼"的"一體"——組織架構(gòu)模式,縱覽68家壽險公司的年度報告和公司資料可見,共有"兩維五類"模式,一維是同業(yè)拓展的獨立法人,銀保整合、機構(gòu)設(shè)置和品牌產(chǎn)品等模式,異業(yè)聯(lián)盟的電商模式則是另一維分類方式。
[Abstract]:In August 2014, the General Office of the State Council issued several opinions on speeding up the development of modern insurance services, clearly proposing that by 2020, "insurance will become the basic means of government, enterprise, resident risk management and wealth management." In fact, as early as 2012, PICC listed in the prospectus clearly put forward that the future of the company to risk protection and wealth management as the principle of equal emphasis, actively layout the field of wealth management. As a "one body" organizational structure model for life insurance companies to carry out wealth management business, an overview of the annual reports and company data of 68 life insurance companies shows that there are "two dimensional five categories" models. One dimension is the independent legal person, the bank and insurance integration, the institution setting and the brand product and so on, while the different business alliance is the other one dimensional classification method.
【作者單位】： 中國社會科學(xué)院金融所財富管理研究中心;中國社科院金融所"轉(zhuǎn)型與發(fā)展:從保險大國到保險強國"課題組;
【分類號】：F842.3
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本文編號：1964185