發(fā)布時間：2018-02-23 22:09

  本文關(guān)鍵詞： 金融支持 普惠金融改革試驗(yàn)區(qū) 蘭考　出處：《河南工業(yè)大學(xué)》2017年碩士論文　論文類型：學(xué)位論文

【摘要】：普惠金融是陽光金融,旨在使全體社會成員尤其是處于社會底層的普通人和農(nóng)民能夠公平的享受到與其他個體相一致的金融服務(wù)。普惠金融改革試驗(yàn)區(qū)正是秉承這樣的精神,意在將普惠的金融服務(wù)帶給一般民眾,并從中汲取經(jīng)驗(yàn)和教訓(xùn),將福利帶給更多的人民。蘭考是一個特別的地方,習(xí)近平總書記選擇蘭考作為自己第二批黨的群眾教育路線的活動聯(lián)系點(diǎn),正是看中了蘭考曾經(jīng)孕育了偉大的“焦裕祿精神”,地理和政治位置特殊,地處中原腹地,其改革發(fā)展工作具有極大的示范價(jià)值和特征性。習(xí)總書記要求蘭考要運(yùn)用好當(dāng)前良好的條件,大膽實(shí)踐,為縣域改革提供先進(jìn)經(jīng)驗(yàn)和借鑒。當(dāng)前,國家和河南賦予了蘭考一些先行先試政策。但在金融改革領(lǐng)域,蘭考需要國家賦予一些政策支持,形成經(jīng)濟(jì)改革、金融改革良性互動、相互支撐的良好局面。而普惠金融是近年來我國十分重視的國家宏觀經(jīng)濟(jì)戰(zhàn)略,將蘭考作為全國第一個普惠金融改革試驗(yàn)區(qū)具有十分重要的政治意義和現(xiàn)實(shí)意義。因此本文以“蘭考普惠金融改革試驗(yàn)區(qū)建設(shè)發(fā)展的金融支持研究”為題,研究金融支持蘭考普惠金融改革試驗(yàn)區(qū)發(fā)展中存在的問題,并針對蘭考自身的特點(diǎn),研究金融支持的模式,并提出相應(yīng)的政策建議。本文共分六七個部分,第一個部分為導(dǎo)論,闡明了選題背景和意義、國內(nèi)外對金融支持普惠金融相關(guān)研究綜述、研究的主要內(nèi)容和研究方法等。第二部分是相關(guān)概念及理論闡述。第三部分闡述金融支持蘭考普惠金融改革試驗(yàn)區(qū)的現(xiàn)狀。第四部分描述了金融支持蘭考普惠金融改革試驗(yàn)區(qū)建設(shè)中存在的問題。第五部分提出了有針對性的政策建議,提出了基于金融機(jī)構(gòu)視角的金融支持模式。第六部分是結(jié)論與展望。本文進(jìn)行了大量的文獻(xiàn)和實(shí)地調(diào)查,獲取了許多第一手的資料,并通過研究得出了結(jié)論,認(rèn)為金融支持在蘭考普惠金融改革試驗(yàn)區(qū)建設(shè)中有重要意義,雖然現(xiàn)階段已經(jīng)取得了一定的成績,但仍存在許多問題,應(yīng)該針對問題,從政府、一行三會和金融機(jī)構(gòu)等角度出發(fā),制定有效的金融支持模式來支持蘭考金融改革試驗(yàn)區(qū)的建設(shè)。本文可能的創(chuàng)新點(diǎn)在于金融支持模式按照金融機(jī)構(gòu)的區(qū)別進(jìn)行分類研究,并落實(shí)到全國首個縣域普惠金融改革試驗(yàn)區(qū)中。
[Abstract]:Inclusive finance is sunshine finance, which aims to enable all members of society, especially ordinary people and farmers at the bottom of society, to have equitable access to financial services consistent with those of other individuals. Intended to bring inclusive financial services to the general public and draw lessons from them, and to bring welfare to more people. Lankow is a special place, General Secretary Xi Jinping chose Lan Kao as the focal point for his second mass education line of the party. It was precisely because of the fact that Lankao had given birth to the great "Jiao Yulu spirit", with a special geographical and political position, and located in the hinterland of the Central Plains. The reform and development work is of great exemplary value and characteristics. General Secretary Xi calls on Lan Kao to make good use of the good conditions and practice boldly to provide advanced experience and lessons for county reform. At present, The state and Henan have given Lankao some first-test policies. But in the field of financial reform, Lankao needs some policy support from the state to form a positive interaction between economic reform and financial reform. Mutually supportive good situation. And inclusive finance is a national macroeconomic strategy that China has attached great importance to in recent years. It is of great political and practical significance to regard Lankow as the first experimental area of inclusive financial reform in China. Therefore, this paper focuses on the study of financial support for the construction and development of the experimental area of financial reform in Lankaupuhui. This paper studies the problems existing in the development of the financial support test area of Lankopuhui financial reform, and according to Lankao's own characteristics, studies the mode of financial support, and puts forward corresponding policy recommendations. This paper is divided into six parts and seven parts, the first part is the introduction. This paper expounds the background and significance of the topic, and summarizes the research on financial support inclusive finance at home and abroad. The main contents and research methods of the study. The second part is related concepts and theoretical exposition. The third part describes the current situation of the financial support Lankopu financial reform experimental area. 4th describes the financial support Lankopu ex gratia payment. The problems existing in the construction of the financial reform pilot area. Part 5th puts forward targeted policy recommendations. This paper puts forward the financial support model based on the perspective of financial institutions. 6th is the conclusion and prospect. This paper has carried out a large number of literature and field investigations, obtained a lot of first-hand information, and reached a conclusion through the research. It is believed that financial support is of great significance in the construction of the Lankopuhui financial reform pilot area. Although some achievements have been made at this stage, there are still many problems that should be addressed from the government. From the angles of the third Committee and the financial institutions, we should formulate an effective financial support model to support the construction of the Lankao financial reform pilot area. The possible innovation of this paper is that the financial support model is classified according to the differences between financial institutions. And the implementation of the country's first county inclusive financial reform pilot area.
【學(xué)位授予單位】：河南工業(yè)大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2017
【分類號】：F832.7

【參考文獻(xiàn)】

相關(guān)期刊論文 前10條

1 蔚W毣，

本文編號：1527803