發(fā)布時間：2018-06-22 10:01

  本文選題：保險公司次級債 + 風(fēng)險研究　； 參考：《遼寧大學(xué)》2012年碩士論文

【摘要】：次級債作為保險公司主要融資手段，近年來發(fā)揮著越來越重要的作用。保監(jiān)會于2004年9月，出臺《保險公司次級定期債務(wù)管理暫行辦法》以來，募集次級債是繼股東注資和上市融資后又一強(qiáng)力融資手段。相對于上市融資的周期長、見效慢，次級債融資較方便、快捷，且能有效的提升公司的償付能力，受到保險公司的廣泛青睞，發(fā)展勢頭迅猛，并且前景廣闊。與次級債的實(shí)務(wù)發(fā)展相比，其理論研究相對落后。所以，關(guān)于保險公司次級債的相關(guān)研究顯得尤為迫切。 但是，次級債在中國保險業(yè)融資才八個年頭，可以說資歷尚淺，很多相應(yīng)的配套措施還不健全，融資風(fēng)險方面研究比較少，有待進(jìn)一步深入細(xì)致的研究。本文針對次級債融資風(fēng)險加以側(cè)重研究，全文共分五部分，前三部分是風(fēng)險研究的理論基礎(chǔ)，第四部分為文章重點(diǎn)，對保險公司次級債可能存在的風(fēng)險加以分析，最后部分針對風(fēng)險提出相關(guān)對策及發(fā)展建議。 第一部分緒論，，綜合論證了文章寫作意義、文獻(xiàn)綜述、研究方法等研究可行性，為文章得以開展奠定了堅(jiān)實(shí)的理論基礎(chǔ)。這部分結(jié)尾，客觀的介紹了文章不足與創(chuàng)新之處。在第二部分闡述保險公司次級債的涵義和特點(diǎn)，第三部分分析保險公司次級債的作用和瑕疵，第四部分分析次級債從發(fā)行到到期贖回、從公司自身到債券關(guān)系人的風(fēng)險。通過全面分析，找出問題所在。文章最后一部分是對策和建議，從保險公司、次級債關(guān)系人、金融行業(yè)以及信用評級等幾個方面分開闡述。
[Abstract]:As the main financing means of insurance companies, subprime debt plays a more and more important role in recent years. Since the CIRC issued the interim measures on the Management of Sub-periodic debts of Insurance companies in September 2004, raising subordinated debt is another powerful means of financing after shareholders' capital injection and listed financing. Compared with listed financing, the period of financing is long, the effect is slow, the secondary debt financing is convenient, fast, and can effectively enhance the solvency of the company, it is widely favored by insurance companies, the development momentum is swift and violent, and the prospects are broad. Compared with the practical development of subordinated debt, its theoretical research is relatively backward. Therefore, the related research on the subordinated debt of insurance companies is particularly urgent. However, subprime debt in China's insurance financing is only eight years, can be said to be junior, a lot of relevant supporting measures are not perfect, financing risk research is relatively small, need to be further in-depth and meticulous research. The first three parts are the theoretical basis of the risk research, the fourth part is the focus of the article, to analyze the possible risks of the subprime debt of insurance companies, the first three parts are the theoretical basis of the risk research, the fourth part is the focus of the article. The last part puts forward the relevant countermeasures and development suggestions for the risk. The first part is the introduction, which comprehensively demonstrates the significance of writing, literature review, research methods and other research feasibility, which lays a solid theoretical foundation for the article to be carried out. At the end of this part, it introduces the deficiency and innovation of the article objectively. In the second part, the meaning and characteristics of the subordinated debt of the insurance company are expounded. In the third part, the function and defect of the subordinated debt of the insurance company are analyzed. In the fourth part, the risk of the subordinated debt from issue to maturity redemption, from the company itself to the bond relation person is analyzed. Through comprehensive analysis, find out where the problem lies. The last part of the article is the countermeasures and suggestions, from the insurance companies, sub-prime debt stakeholders, the financial industry and credit rating and other aspects.
【學(xué)位授予單位】：遼寧大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2012
【分類號】：F842.3;F832.51;F224

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本文編號：2052473